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第 5 條(tiao)(tiao)(tiao)(tiao)至第 9 條(tiao)(tiao)(tiao)(tiao)規定投(tou)保(bao)(bao)(bao)前和訂立保(bao)(bao)(bao)險(xian)(xian)合(he)(he)(he)同過(guo)程(cheng)中的(de)(de)有(you)關(guan)要求： 一(yi)是(shi)明(ming)確(que)要求保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)開展保(bao)(bao)(bao)前風(feng)控(kong)，投(tou)保(bao)(bao)(bao)人(ren)必須配合(he)(he)(he)并主(zhu)動(dong)提供有(you)關(guan)資(zi)料(liao)；二是(shi)明(ming)確(que)投(tou)保(bao)(bao)(bao)人(ren)和保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)應當訂立保(bao)(bao)(bao)險(xian)(xian)合(he)(he)(he)同，投(tou)保(bao)(bao)(bao)人(ren)可以(yi)委托保(bao)(bao)(bao)險(xian)(xian)經(jing)紀公(gong)(gong)司(si)參(can)與，一(yi)般情況下投(tou)保(bao)(bao)(bao)人(ren)可以(yi)解(jie)除(chu)合(he)(he)(he)同而保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)不得解(jie)除(chu)合(he)(he)(he)同；三(san)是(shi)明(ming)確(que)合(he)(he)(he)同簽訂過(guo)程(cheng)中投(tou)保(bao)(bao)(bao)人(ren)有(you)如實告(gao)知(zhi)生態環境風(feng)險(xian)(xian)狀(zhuang)況的(de)(de)義(yi)務(wu)，如果不履行(xing)這(zhe)些(xie)義(yi)務(wu)將(jiang)會(hui)承(cheng)擔相應責任； 四(si)是(shi)明(ming)確(que)合(he)(he)(he)同簽訂過(guo)程(cheng)中保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)具(ju)有(you)充分說(shuo)明(ming)保(bao)(bao)(bao)險(xian)(xian)條(tiao)(tiao)(tiao)(tiao)款(kuan)，特別是(shi)除(chu)外責任的(de)(de)義(yi)務(wu)，如果不履行(xing)這(zhe)些(xie)義(yi)務(wu)將(jiang)會(hui)承(cheng)擔相應責任；五(wu)是(shi)明(ming)確(que)簽訂保(bao)(bao)(bao)險(xian)(xian)合(he)(he)(he)同時，如果采用(yong)保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)的(de)(de)格式條(tiao)(tiao)(tiao)(tiao)款(kuan)，則保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)違 法(fa)違規減少自(zi)己(ji)的(de)(de)義(yi)務(wu)或者投(tou)保(bao)(bao)(bao)人(ren)、第三(san)者權利的(de)(de)條(tiao)(tiao)(tiao)(tiao)款(kuan)無效。主(zhu)要 依據《保(bao)(bao)(bao)險(xian)(xian)法(fa)》第十(shi)(shi)(shi)五(wu)條(tiao)(tiao)(tiao)(tiao)、第十(shi)(shi)(shi)六條(tiao)(tiao)(tiao)(tiao)、第十(shi)(shi)(shi)七條(tiao)(tiao)(tiao)(tiao)、第十(shi)(shi)(shi)九條(tiao)(tiao)(tiao)(tiao)規定。

第(di)(di)(di)(di) 10 條(tiao)(tiao)(tiao)(tiao)至第(di)(di)(di)(di) 13 條(tiao)(tiao)(tiao)(tiao)規(gui)定(ding)了保(bao)(bao)(bao)(bao)險(xian)(xian)合同(tong)有效期間(jian)的(de)(de)(de)(de)相關管(guan)理(li)要(yao)(yao)(yao)求： 一是(shi)明(ming)確(que)可(ke)以(yi)開展(zhan)保(bao)(bao)(bao)(bao)中風控；二(er)(er)(er)是(shi)明(ming)確(que)生(sheng)態環(huan)境風險(xian)(xian)發生(sheng)重大變化的(de)(de)(de)(de)，投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)應(ying)(ying)當(dang)及(ji)時(shi)告知(zhi)保(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司；三是(shi)明(ming)確(que)保(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司、投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)對(dui)(dui)風險(xian)(xian)變化情況進(jin)行(xing)協商的(de)(de)(de)(de)情形和方式；四是(shi)明(ming)確(que)在符合有關規(gui)定(ding)的(de)(de)(de)(de)前提(ti)(ti)下(xia)，保(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司、投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)可(ke)以(yi)進(jin)行(xing)合同(tong)更替。主(zhu)要(yao)(yao)(yao)依據(ju)《保(bao)(bao)(bao)(bao)險(xian)(xian)法》 第(di)(di)(di)(di)五(wu)十(shi)(shi)(shi)(shi)一條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)五(wu)十(shi)(shi)(shi)(shi)二(er)(er)(er)條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)五(wu)十(shi)(shi)(shi)(shi)三條(tiao)(tiao)(tiao)(tiao)規(gui)定(ding)。第(di)(di)(di)(di) 14 條(tiao)(tiao)(tiao)(tiao)至第(di)(di)(di)(di) 19 條(tiao)(tiao)(tiao)(tiao)規(gui)定(ding)了出現保(bao)(bao)(bao)(bao)險(xian)(xian)事故(gu)(gu)后(hou)的(de)(de)(de)(de)處理(li)程(cheng)序(xu)(xu)和要(yao)(yao)(yao)求： 一是(shi)明(ming)確(que)投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)應(ying)(ying)當(dang)及(ji)時(shi)通知(zhi)保(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司；二(er)(er)(er)是(shi)明(ming)確(que)請求賠償的(de)(de)(de)(de)基本程(cheng)序(xu)(xu)和材料要(yao)(yao)(yao)求；三是(shi)明(ming)確(que)核損(sun)理(li)賠的(de)(de)(de)(de)基本程(cheng)序(xu)(xu)和主(zhu)要(yao)(yao)(yao)依據(ju)；四是(shi)對(dui)(dui)投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)故(gu)(gu)意制造保(bao)(bao)(bao)(bao)險(xian)(xian)事故(gu)(gu)的(de)(de)(de)(de)不(bu)予理(li)賠，不(bu)退(tui)還保(bao)(bao)(bao)(bao)險(xian)(xian)費；投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)(ren)對(dui)(dui)故(gu)(gu)意制造保(bao)(bao)(bao)(bao)險(xian)(xian)事故(gu)(gu)的(de)(de)(de)(de)認定(ding)有異議(yi)的(de)(de)(de)(de)，可(ke)以(yi)依法提(ti)(ti)起(qi)訴訟。主(zhu)要(yao)(yao)(yao)依據(ju) 《保(bao)(bao)(bao)(bao)險(xian)(xian)法》第(di)(di)(di)(di)二(er)(er)(er)十(shi)(shi)(shi)(shi)一條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)二(er)(er)(er)十(shi)(shi)(shi)(shi)二(er)(er)(er)條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)二(er)(er)(er)十(shi)(shi)(shi)(shi)三條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)二(er)(er)(er)十(shi)(shi)(shi)(shi)五(wu)條(tiao)(tiao)(tiao)(tiao)、 第(di)(di)(di)(di)二(er)(er)(er)十(shi)(shi)(shi)(shi)七條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)六(liu)(liu)十(shi)(shi)(shi)(shi)四條(tiao)(tiao)(tiao)(tiao)、第(di)(di)(di)(di)六(liu)(liu)十(shi)(shi)(shi)(shi)五(wu)條(tiao)(tiao)(tiao)(tiao)規(gui)定(ding)。

第 20 條至第 22 條規定了相(xiang)關(guan)(guan)保障(zhang)措施：一(yi)是(shi)要求保險(xian)(xian)公(gong)司(si)、 保險(xian)(xian)經紀人(ren)建立風(feng)險(xian)(xian)檔案，全面(mian)掌握投保人(ren)的(de)(de)風(feng)險(xian)(xian)變(bian)化情況；二是(shi) 明(ming)確任何單位和(he)個(ge)人(ren)都(dou)可以對(dui)投保人(ren)、保險(xian)(xian)公(gong)司(si)的(de)(de)行(xing)(xing)為進行(xing)(xing)監(jian)督(du)； 三是(shi)明(ming)確一(yi)系列激勵機制，包括鼓(gu)勵地方推進相(xiang)關(guan)(guan)立法(fa)和(he)政策制定， 鼓(gu)勵保險(xian)(xian)公(gong)司(si)借助再保險(xian)(xian)、共同體方式分散風(feng)險(xian)(xian)，鼓(gu)勵有關(guan)(guan)行(xing)(xing)業組 織、危險(xian)(xian)廢物鑒定技術(shu)服務機構發揮支(zhi)撐(cheng)作用等。

（來源：生態環境部 原文題目：關于公開征求(qiu)《危險廢物環境污染責任保險管(guan)理(li)辦法（征求(qiu)意(yi)(yi)見稿）》意(yi)(yi)見的通知）